32 Motivational Dave Ramsey Quotes About Success

Dave Ramsey is an American author, financial expert, business entrepreneur and radio host. He is best known for creating a business where he helps others to learn about finance.

Ramsey has written four New York Times bestsellers and he won the Marconi Award in 2009 for Network/Syndicated Personality of the Year. He is the founder of the ‘Lampo Group, Inc’ which today has over 350 team members.

Here’s a collection of the most motivational Dave Ramsey quotes: 


32 Motivational Dave Ramsey Quotes About Success

1. “Broke is normal. Why be normal?” – Dave Ramsey

2. “Ideas are a dime a dozen. People who execute them are not.” – Dave Ramsey

3. “Live like no else today, so you can live like no else tomorrow.” – Dave Ramsey

4. “The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.” – Dave Ramsey

5. “Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.” – Dave Ramsey

6. “You must plan your work and then work your plan.” – Dave Ramsey

7. “Being able to delay pleasure for a greater result is a sign of maturity.” – Dave Ramsey


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8. “I’m not against people having new cars. I’m against them having you. We spend a tremendous amount impressing somebody at the stoplight who we’ll never meet. It makes you broke and keeps you broke.” – Dave Ramsey


9. “It’s never too late to turn things around. You are the only obstacle.” – Dave Ramsey

10. “Success is a pile of failure that you are standing on.” – Dave Ramsey

11. “Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.” – Dave Ramsey

12. “You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

13. “After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.” – Dave Ramsey

14. “I believe that through knowledge and discipline, financial peace is possible for all of us.” – Dave Ramsey

15. “If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.” – Dave Ramsey

16. “Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.” – Dave Ramsey

17. “Those who don’t manage their money will always work for those who do.” – Dave Ramsey


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18. “You can get anywhere if you simply go one step at a time.” – Dave Ramsey


19. “A goal without a plan is just a dream.” – Dave Ramsey

20. “Debt is so ingrained into our culture that most Americans can’t even envision a car without a payment a house without a mortgage a student without a loan and credit without a card. We’ve been sold debt with such repetition and with such fervor that most folks can’t conceive of what it would be like to have NO payments.” – Dave Ramsey

21. “If you help enough people, you don’t have to worry about money.” – Dave Ramsey

22. “Pray like it all depends on God, but work like it all depends on you.” – Dave Ramsey

23. “The number one problem that causes student loan debt? Parents that suck.” – Dave Ramsey

24. “Winning at money is 80 percent behavior and 20 percent head knowledge.” – Dave Ramsey

25. “You’ve got to tell your money what to do or it will leave.” – Dave Ramsey

26. “A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey

27. “Change is painful. Few people have the courage to seek out change.” – Dave Ramsey


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28. “If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.” – Dave Ramsey


29. “Measure your wealth not by the things you have, but by the things for which you would not take money.” – Dave Ramsey

30. “The enemy of the best is not the worst. The enemy of the best is ‘just fine.” – Dave Ramsey

31. “What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.” – Dave Ramsey

32. “You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy.” – Dave Ramsey



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